
Even if a woman says she doesn’t care about money, girlfriend cares at least a little bit about money. We all do. And because she doesn’t have access to your bank account on your first date (give her time), she’s relying on seeing what your wallet situation is when you pull it out to pay. One quick glance and she can see whether you have too many credit cards, if you hold onto every receipt like an old man, or covet your loyalty membership cards too much. Here's what all wallet situations reveal.

Bulky Bi-Fold Wallet: A leather bi-fold wallet can accommodate a ton of cards and a big wad of cash, but it also weighs you down and looks bulky in your pocket. What it Says: “I hold onto everything—even my Blockbuster membership card from the '90s. I’ll always check a bag when we’re traveling and my closets are a mess because I’m the furthest thing from a minimalist.” Reserved for: Dads and immature guys who still emulate their dads.

Cardholder Wallet: Low-profile and slim, a cardholder wallet holds a few cards and a few folded bills, but nothing more than that. What it Says: “I like to keep things simple. I’ll pay more for convenience and I’m obsessed with my card’s rewards points.” Reserved for: Anyone who’s confident enough to walk out the door with just their key, credit card and ID.

Velcro Wallet: Typically a bi-fold style that’s made out of nylon and velcroes together, this is a wallet that’s highly durable but not something you’d ever want your boss to see you using. What it Says: “I’ve been using the same wallet since high school, and I used to be really into skateboarding back then. You’ll have to beg me to upgrade everything in my life, because old stuff is perfectly fine in my eyes.” Reserved for: Guys who don’t want to grow up and at one point in time, had a chain connecting their wallet to their pants.

Phone Case Wallet: A little dorky but highly useful, the phone case wallet combines the two things you always need within arm’s reach—your credit cards and your phone. What it Says: “I’ve lost my phone and my wallet before, so I’m combining them to hopefully prevent any future losses.” Reserved for: Guys who like traveling light.

Money Clip: For guys who operate on a mostly cash-only basis, a money clip holds some bills, a few cards, and is very no-frills. What it Says: “I either have bad credit or I’m really good with money and have zero credit card debt. You won’t know which until much later!” Reserved for: Guys who will lecture you on credit interest rates and strongly advocate for breaking up the big banks (he voted for Bernie).

“Digital” Wallet: Though society isn’t quite there yet, there’s a contingent of people who are really behind the idea of a cashless society, hoping to use only their phone to pay for everything and eliminating the need for a wallet. What it Says: “You’re going to end up paying for almost everything because most places still don’t take ApplePay. Do you have Venmo? I’ll Venmo you later, I promise.” Reserved for: Dudes who actually have an opinion on Bitcoin and get irrationally mad when a pizzeria is cash only.
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