So many shoes, so little in the 401k plan. Well, screw it, a few more pairs won’t be ruinous at this point. Specifically when they’re from Jack Erwin, the NYC-based makers of a classic line that’s as attractive as it is fetchingly priced. Wingtips and monkstraps are $195; 11 styles are offered, including oxfords, loafers and driving shoes. We invested in a pair of the Carter boots in burgundy (above, $220), and they’re as sharp, comfortable and high-quality as those for twice the money. “All guys should have access to great shoes that go everywhere and get better with age,” philosophizes the company website, “shoes that don’t cost a fortune.” This is the Tao of Shoe, and we are disciples.