Best Identity Theft Protection
Finding the best identity theft protection program is not hard to do because you can do it yourself. There are many identity theft programs that will tell you that they will protect your personal information for a monthly fee. Do not believe everything they say; only some companies will do the best they can to help you. Keep in mind that there is only so much a company can do, so you should take steps to protect yourself from identity theft. Read on.
The best identity theft protection plan is developed by anyone who is serious about protecting their identity. To stop someone from stealing your identity, keep your personal information private. Do not give out your social security number to anyone and keep your social security card in a private place. There are some reasons for giving out your social security number but you have to be the judge. If someone steals your social security number, they can create a new identity and steal yours.
Contact all three major credit card companies to help you develop the best identity theft protection plan. Most, if not all, of the services that identity theft protection services companies offer you can be done by you. For example, fraud alert and credit report monitoring, this can be done by obtaining your credit report from all three agencies and you can do this every six months. Some companies try to get you to sign-up guaranteeing you that they can restore your identity if it is stolen. They cannot restore your identity. The first step to take is to call the police and file a report.
Most people will carry credit cards and driver's licenses so it is very important that you safeguard these items as you try to develop the best identity theft protection plan. There are many ways that people steal your personal information from cards. For instance, an employee at a restaurant can take the picture of your credit card number with a cell phone. In one case, illegal immigrants stole credit card numbers at one of the largest restaurant chains in the United States and were arrested.
You can easily develop your own best identity theft protection plan. It is not easy to do if you are concerned and are willing to protect your identity. There is free information from all three major credit bureaus that will help you protect your identity for free. The credit bureaus are willing and ready to work with you because it is their job to help you. Contacting and getting information from credit agencies is time consuming, but you can develop an identity theft protection plan yourself.