Family Budgeting: 10 Tips
In this economy, nothing is more important than family budgeting, and these 10 tips for family budgeting should help you out. It has become difficult to think about being able to have a family budget, especially when your mind is focused on all of the other bills that need to be paid. Many people's idea of a family budget isn't much. Some of these tips should hopefully help to keep a little more money in your household and your pocket.
- Use coupons. This like getting free money in the Sunday newspaper. I don't think people utilize this enough, even though it is a little time consuming, it is well worth it. When you combine coupons with items that are on sale, you are really doing justice to your family budget. There are some stores that offer double or even triple coupons. Talk about a lot of bang for your buck.
- Make a shopping list. People tend to spend a lot more money when they do not make a shopping list. Talk about throwing that family budget out the window. Just going down the aisle throwing items in the cart is not good for your wallet.
- Grow your own garden. This is a good way to get the entire family involved and to help with the family budget, simply by not having to buy vegetables at the market. Plus you know exactly how the vegetables were grown and you can feel good about that. If you have an abundance of vegetables, maybe even sale some of them to add a little extra money to your budget.
- Shop at yard sales or consignment shops. You may be able to find some hidden treasures at a fraction of the cost of what you would pay in the store. This is overlooked as a way to add to the family budget, but something that should seriously be considered.
- Have an exchange party. This can be clothing, cookware, DVD's, music, etc. Get some friends together and exchange those things that you no longer need or want, exchange with people in the group and keep it going. It is like you have gotten something new without spending any money.
- Cut back on the cable bill. Many people find it hard to imagine not having cable television, but this can be a huge part of the family budget. If you absolutely must have cable, get the most basic cable you can get.
- Have a designated game night. Many people don't do this anymore and this can be lots of fun. Allow everyone in your family to pick a game each week and let the good times roll. Sometimes the very simple activities can be the most entertaining.
- Go to the park. There is nothing like getting some fresh air and letting the kids burn off a ton of energy. This is a great way to help with the family budget.
- Go to the library. With the Internet and e-books, people do not go to the library much anymore. Take your kids down and get them a library card so they can check out their own books and maybe even teach them a little bit of responsibility.
- Go outside as a family. How many people go outside and play kickball or baseball with their kids. This is a good way to help with the family budget, and a good way to get some exercise in along the way.
These are just a few things that can help with the family budget and hopefully this list will help to get some of your own creative juices flowing and ultimately help with the family budget.