If you are looking for a way to have some emergency funds on hand or build your credit, you may want to learn how to apply for a Tribute Master Card credit card. Although the Tribute Gold Master Card credit card is a way for some people with bad credit to happily obtain a credit card again, many users at Consumer Affairs were unsatisfied with the card's high interest rate and monthly fees. If you look into the card and find that it's for you, here's how to apply for it yourself. Although they are not currently accepting applications, they may start again in the future.
- Complete an application with the First Bank of Delaware. You'll need information such as your social security number and driver's license number. You'll also need to sign approval for the company to review your credit report. However, you don't have to worry too much about this aspect of the process. The company has this card solely for people who have bad credit, so a negative credit history is the norm. They've likely seen far worse credit histories than your own.
- Review the terms of service. Make sure that you think that the positive aspects of the card outweigh the very bad parts, such as excessive fees and a very high interest rate. Since the card company was once closed down, make sure that every aspect of the terms of service is okay with you.
- Sign the application by hand or submit an electronic signature. This verifies that you want the card and agree to the given terms of being a Tribute Master Card credit card holder. Once approved, you'll be well on your way to building your credit up again.