If you’re not sure what your balance is and you’re going shopping, you may wonder how to check your credit card balance online. Staying within your credit limit is important to avoid over-the-limit fees and charges. People are often surprised at the quick process to check a credit card's balance online.
1. Login to your credit card issuer’s website. Check the back of your credit card for the card issuer's URL. If you’re unable to find it on the back of the card, check your most current statement.
2. Create an account . If you’re checking your balance online for the first time, you will need to open an account and create a username and password. Look for a tab or link that says something like “Register,” “Open an Account” or “New User.” Expect to provide personal information such as the following:
- Social security number
- Date of birth
- Contact information for identification purposes
You’ll also need to choose a security question. Once you create your new account, you will generally receive a verification email. Click on the link provided to activate your account and verify the email address.
3. Have your credit card available. Login to your new credit card account with the username and password you created. Look for a link or tab that says “Check Credit Card Balance.” Simply enter your credit card number to view your balance and recent transactions.
That’s all there is to it. Now that you know how to check your credit card balance online, you have no reason to go over your credit limit. Log in any time to verify your most recent transactions and payments. Best of all, online credit card accounts help cardholders maintain control over their finances.
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