How To Check Equifax And Transunion FICO Score

Learning how to check Equifax and TransUnion FICO scores is an essential part of knowing your credit standing. After all, you don't want to try to one day buy a house with the woman of your dreams and find out that your Equifax and TransUnion FICO score reports are dismal. Fortunately, you can easily check your FICO scores online.

To check Equifax and Transunion FICO scores, you will need:

• A debit or credit card
• A computer with an internet connection

1. Visit the website for Equifax, www.equifax.com. You can't check an Equifax or TransUnion FICO score at one website or offline. Select the credit report and score option.
2. Fill out all requested information on the form provided. This will include your full name, current address, date of birth and Social Security number.
3. Answer a series of multiple-choice questions to verify your identity. You'll usually answer two to four questions. Typical topics include information about former addresses, loans or names of close blood relatives.
4. Provide debit or credit card details as required. You can usually get a free trial, so you can check Equifax or TransUnion FICO scores without actually paying for them. However, you must be mindful to cancel any credit score report trials offers in time to avoid getting charged anywhere from ten to fifteen dollars a month for credit monitoring services. Typically an Equifax or TransUnion FICO score trial will last anywhere from seven days to one month.
5. Repeat steps one to four for TransUnion at their website, www.transunion.com. The steps will largely be the same.

Be sure to save and print each copy of your Equifax and TransUnion FICO score and credit reports. If during the process of checking your Equifax and TransUnion FICO score you discover credit report errors, follow the prescribed dispute process. Each credit reporting agency includes its contact information so you can easily call, write or fill out online forms to dispute any problems you might notice on your files.