How To Find Credit Score
Do you need to know how to find credit score? Answering the question of how to find credit score is not as difficult as it might initially appear. While United States residents are entitled to one free credit report each year, they are not entitled to a free credit score. You'll spend a little bit of money on completing the mission of how to find credit score. However, considering how important it is to maintain a good credit score this is likely money well-invested.
- The first step to how to find credit score is to visit the websites of one or more of the major United States credit reporting agencies. These credit score bureaus are Equifax, Experian, and TransUnion. You may wish to purchase all three credit scores, but remember that each score can cost you anywhere from $10 to $15 depending upon your state of residence and report required.
- Next, fill out the required forms so you can continue your objective of how to find credit score. Provide your full name, current address, date of birth and Social Security number. If you've moved within the last two years, also include your previous address. You'll also provide your credit or debit card details for payment.
- Complete the identity verification process. Each credit bureau website you visit will ask you two to four multiple choice questions. The information required could be the name of your mother or another relative, a past street on which you lived, or the name of a past credit card company or similar lender. If you "fail" the quiz, you'll have to mail documents proving your identity as well as payment. Then, you'd have to wait to finish the task of how to find out credit score as the report would be postal mailed to your current address.
- Print and/or save your credit score. Your report will also note why your credit score is what it is, whether the number is low, average, or high. Apply the tips to your financial life so you can either maintain your good credit rating or boost your average or low credit score.