How To Find A Job With Bad Credit
If you’re looking for tips on how to find a job with bad credit, you don’t need to look any further. While it may not have occurred to you before that bad credit can cost you a job, the truth is that more and more companies are screening potential employees. Running a credit check on employees is legal and it might help companies decide whether you’re a responsible person worth it of joining the company. If your credit is not particularly good, there are things you can do ensure you don’t lose that potential job.
Get a credit report and study it. To be able to get a job with bad credit, you first need to know what you’re dealing with. Go through your own credit report and fix any possible mistakes. You might be able to explain some unpaid bills if you know they’re there and you have a good reason why they happened.
Stay away from financial jobs. If you’re trying to find a job in a company that deals with money, chances are you’ll have your credit history inspected. This includes everything from being a firm accountant to working as a bank clerk. So if you’ve been through a recent financial crisis, try to find a job where you don’t deal directly with money, at least until your credit gets a little better.
Be upfront when you’re trying to find a job with bad credit. If the firm tells you they’re going to run a credit check, have a frank conversation about your finances. If you were a victim of identity theft or went through a difficult financial period two years ago, say so. By showing that you’ve been responsible recently when paying off bills, a potential employer is more likely to forgive old problems.
Bring recommendation letters. If you work in the financial realm and you’re trying to find a job with bad credit, look for alternative ways to prove you’re responsible. This includes letters from former employers, recent achievements at work or even a list of solid references.