How To Find Out When Someone Opens A Bank Account
It might violate the right to privacy of another individual, but sometimes it is useful to know how to find out when someone opens a bank account. An outside observer may believe that this sort of information is particularly useful in a marriage where one partner does not trust the other, although the same observer should remember that speculating about such matter is none of his business.
- Contact the ChexSystem Offices. If a person works for a lender or similar agency, this option works better than it does for someone who does not.
- Ask for a report on that person’s recent activities. ChexSystem is used by many banks to determine whether or not if a person who wants to open a bank account is a credit risk. Merely contacting the agency does not tell you if another person tried to open a bank account recently.
- Request a report on the name of the person who opened the new bank account. An individual who recently tried to open an account will have a request for information from this organization. The report will include the name of the requesting bank.
- Even if the above steps work, a Chexsystems report still does not tell the seeker of such information when his subject opened a new bank account or even if he did. If the seeker is a relative or a spouse, he should contact the bank and find out if the person the seeker requested the report from Chexsystems on opened a new account.
Few people actually need to know when another person opened another bank account, but when a person does need to know this information, the above steps allow the seeker of the information to know when someone else opened a bank account.