How To Get A $2,500 Personal Loan Without A Job

It is difficult, but not impossible, to know how to get a $2,500 personal loan without a job. If you have a good credit score, a co-signer, and a source of non-wage income, however, you may find a bank willing to grant you a $2,500 personal loan without a job. To establish that you will be able to pay back the loan, you may be asked to give the lending institution copies of your bank statements, personal references, and permission to access your credit report.

  1. Ask a friend or family member for the money. If you don't qualify to get a $2,500 personal loan from a bank or other traditional lender, ask someone you know to lend you the money. This will allow you to skip the formal application process that might otherwise hold you back.
  2. Make sure your credit is good. To get a $2,500 personal loan without a job, you will need to have a good credit score, ideally, over 700. To make sure your credit is in good shape, request a free copy of your credit report and correct any erroneous entries.
  3. Find a co-signer. The bank may be willing to give you a $2,500 personal loan without a job if an employed friend or family member co-signs the note. This will give the bank
  4. Show that you have income. You may be able to get a $2,500 personal loan without a job if you can show that you have money coming in. Acceptable income may include Social Security benefits, unemployment, retirement benefits, money from a lawsuit, or proceeds from a trust fund.

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