If your medical conditions are preventing you from doing your job, then you need to know how to get medical retirement. Medical retirement is usually defined as early retirement due to significant health issues that prevent a person from functioning properly in their current position; in other words, it is a disability retirement. This article will help you find your way to get medical retirement.
- Make sure you qualify to get medical retirement. Due to a variety of reasons, such as cost cutting, filing for medical retirement is not as easy as just filing some paperwork. There is a rigorous process, and to some extent, a good amount of red tape involved.
- Talk to a physician before filing. In almost every case, you need to have a physician to sign a huge amount of paperwork. Now, whether that cost is covered by your insurance or worker's compensation is entirely dictated by your situation and whatever your company offers.
- Present your case. You must demonstrate that there is a state of permanence with your condition in order to get medical retirement. For example, a severe but reversible condition like H1N1 flu may not effectively put you on disability retirement.
- Government jobs do make a difference. Despite the disadvantage of low pay in overworked civil servant jobs, if you work for the government, they just might make the process a little easier for you. If you are working for a governmental agency and participate in the Civil Service Retirement System (CSRS) or Federal Employees Retirement System (FERS), you can file for medical retirement and collect a certain portion of your regular salary. If you work in the private sector, you may have to discuss your medical retirement with your human resources representative.