How To Identify An ATM Scam

If you want your debit or credit card to be save from identity theft, then you need to know how to identify an ATM scam. ATM scams are on the rise recent years, because they are low tech, easy to make, and harder to catch the criminal. Recently, there have been many news stories regarding ATM scams. Therefore, in order to protect yourself, you need to know how to identify an ATM scam so that you will avoid them in the future.

1. Stick with what you know. Third party ATMs in an inconspicuous location have a higher chance of being the location of an ATM scam. Generally speaking, criminals tend to put fake ATMs in locations where people are desperate to use ATM, but there might not be an ATM around. The best way to avoid such scams is to use ATMs at bank locations only. You should stick with whatever your bank's ATM locator tells you.
2. Is it wired? This may sounds silly, but ATMs need to be wired to a central system in order to process cash withdraw. If you are looking at an standing alone ATM in an remote location and all you can see is a power cord, then chances are it is probable not a real ATM. However, keep in mind that criminals will intentionally hide the ATM, so that you cannot see it.
3. If you see something suspicious, then it is probably fake. Contact your debit or credit card company as soon as possible once you have identified a problem. The earlier you report, the faster you get your money back.