How To Monitor Bank Of America Banking Account Activity Online

Learn how to monitor Bank of America banking account activity online with these guidelines. Bank of America is one of the easiest banks to do business with online. They are very easy to use also for Americans overseas who desire to have an account online. No deposit is required for 30 days, making it easier than ever to open and monitor the account. Monitoring a Bank of America account activity online is a simple to do with the following steps:

1. Go to the Bank Of America Website. First, go to the website www.bankofamerica.com and open up the full page. This page will show all the options on Bank of America, such as directions to loans, accounts and other services the bank is offering. There is also a place to sign on to.
2. Enter Your Online ID - Sign In. On the main web page, you must enter your sign in code. This code is assigned by the site when you first sign up for your account. After you have an account, you can change the sign in code if you like through the customer service page.
3. Confirm Your Site Key is Correct. Bank of America banking has a great system for security and they will assign each account holder a picture to verify before typing in the pass code, such as a table or a cabinet. If you do not recognize your Site Key, do not put in your pass code.
4. Enter your pass code. Once you have recognized the Site Key, then type in your pass code. This is usually a combination of letters and numbers. If you have forgotten your pass code, there is a link that will help in retrieving the correct pass code or changing the one you currently have.
5. View Bank of America Account Activity Page. The account activity page will show the current balance and the entire balance summary. Depending on the amount of transactions, there may be several months of activities. The summary page will show all deposits processed and those pending processing. 
6. Fees for Accounts. Bank of America charges for the use of its ATM card at places other than Bank of America banks, so there may be charges for the withdrawal. If the member is located overseas there is always a fee and the bank that the member is using will also charge for the use of their money. Bank of America list all their fees charged for overdraft, check requests and other items on their site.
7. Paperless statements. Go green and request a paperless statement to help the environment. A notice will be sent to your email when the paperless statement is ready. The bank will keep up to 18 months of statements online for you. You may switch back to a regular statement at any time. If you are agreeing to a paperless statement, then the bank will store the checks for you in their facility.
8. Customer Service Access. One of the perks about having a Bank of America account is the "chat online service."  No need to wait for an email; just click on the chat online link. If you prefer to call, then you can call at 1-800-432-1000 in all states except California. In California, call 1-800-622-8731. Email facilities are available also and an answer will be given within 24 hours.

Tips and Warnings:

Many people have been robbed online from hackers and would-be con men. It is better to be safe than sorry and to be sure that your money is protected. Online accounts are great for receiving pay from across the world. Monitoring a Bank of America activity account is easy and safe when the member is careful. For security purposes: 

Do not save your ID online.

Make sure to sign off after you are finished.

Never leave your pass code on your mobile or readily accessible in your home.