If you're considering opening a new checking or savings account, you might be interested in learning how to open a Wachovia banking account online. Wachovia, one of the largest banking institutions in the United States, does offer online banking to customers. An application for a Wachovia banking account can be submitted online. Banking online can be an extremely convenient alternative to visiting brick-and-mortar banks to do your business. Opening a Wachovia bank account isn't difficult, but there are some things you'll want to keep in mind during the process. Read on to find out specifics about how to open a Wachovia banking account online.
- Determine what kind of banking account you want. Before you begin filling out applications for a Wachovia account, you'll need to determine exactly what kind of account you want. The two basic types of bank accounts that can be opened online through Wachovia are checking and savings. Once you know what type of account you need, you can begin the process of opening your Wachovia account.
- Visit Wachovia's online web site. Wachovia allows consumers to open banking accounts online. The Wachovia web site provides detailed information on how to go about starting a checking and/or savings account. In addition, a customer support phone number is offered in the event that you need assistance or if you have specific questions. The Wachovia web site also provides details about the various different types of checking/savings accounts offered, along with a special account recommendation tool that may help you narrow down your choices. Once you've made your account selection, click "Apply Now" to begin the application process.
- Fill out the necessary forms. To open a Wachovia checking or savings account online, you'll need to provide some basic information. First, type in your zip code. Identify yourself as either a new customer or a returning customer (if you already have another Wachovia online account) and click "Next." You will then be asked to fill out an online application, providing your name, address, phone number, e-mail address and Social Security number. You will also be asked to provide some type of identification-either a valid US driver's license, a state-issued ID or a US military ID number. Depending on what kind of account you open, you may be required to make a deposit. To open a free checking account, for example, you will need to deposit a minimum of $100 into the new account. You should be able to fund your new Wachovia account by linking it to an existing bank account and transferring a deposit electronically.
- Submit your application. Once you submit your online Wachovia banking application, you may have to wait for confirmation that Wachovia has activated your new account. You will likely be notified via e-mail by Wachovia once your banking account is open.