Learning how to retire in Hawaii might not be as hard as you anticipated. In fact, Hawaii is a largely diverse state and offers a variety of lifestyles. Depending on what you want to spend your time doing, how much you want to spend on your retirement and how much of your retirement you want to spend in Hawaii if not year round, you can probably find the perfect place for you in Paradise. Furthermore, learning how to retire in Hawaii is right here at your fingertips…
Choose an Island. There are multiple islands to choose from in the island chain that are inhabitable. To be exact your options are the island of Hawai'i (nick-named the Big Island), Oahu, Maui, Kaua'i, Moloka'i and Lana'i. There are numerous differences in each island so some research would behoove a future resident but here is an at-a-glance breakdown:
- Hawai'i– This island is the youngest and biggest island in the chain, full of majesty and cowboys. The Big Island is called the country and that's because it's extremely rural and many places still are not serviced by power. Nevertheless, the island is filled with treasures including eleven of the thirteen climates found throughout the world, one of the only active volcanoes in the world and the best snorkeling in the world.
- Oahu– Those who love shopping, nightlife and city life would find Oahu to be home. It boasts a mini metropolis, and living near Honolulu will make you think you're in a city like Los Angeles but with way better beaches.
- Maui– Many famous people chose to make this island their home. It's full of sprawling mountains, gorgeous beaches (what island doesn't) and hot, dry weather.
- Kaua'i– Very much secluded and green, this is probably the most lush of all the islands. A tiny town and a slow pace of life makes this perfect for those looking to tend to a garden and maybe spend their days doing a little fishing.
- Moloka'i– Many Polynesians and Hawaiians live on this island and in fact this is the place people with leprosy were banished to—there are still a handful of them left to this day. But that's not to say there isn't plenty of land for everyone else to enjoy. Those looking to really find a piece of Hawaii might find this place tranquil.
- Lanai'i- Very isolated and probably hard to live on, but it's an option.
- Plan to sell most of your furniture and buy more on the islands. No matter which you choose to make your home, island life is a lot different than any other on the mainland due to humidity and mildew. Most things you are accustomed to now are not practical in your new life on the islands. The good news is that you can use the proceeds of your sale to fund your new furniture in Hawaii!
- Purchase a home that works. You can find a great condo on all the islands or you can choose to purchase a home or even build one yourself. One of the coolest things about of living in Hawaii is that the islands (excluding Oahu) offer plenty of room to spread your wings, use your imagination and create a home you have always wanted because of how much land is available on the market.
- Join a club when you get there. You might be surprised at how many kinds of group activities are available in Hawaii. Join a club or two that interests you and you'll be making friends in no time.