How To Save Money At Home

By: M. Kaye Hash

Break Studios Contributing Writer

When looking for ways to cut back on spending, it is easy to learn how to save money at home and keep your cash in your pockets. Saving money isn’t as difficult as it may seem and it can be done on any income level.

  1. Plan your food. Planning your meals from start to finish can be one of the easiest ways to save money at home. Set up a meal plan for the week or month and make a list to take to the grocery store. Eat before you shop and only purchase what you put on the list. Make sure that you add in snacks and desserts. Shop at discount stores, for sale items, and buy in bulk when able and when cost-effective. Look for items like dried beans, brown rice, and potatoes as cheap ways to fill out a meal and save money. Items that are currently in season will also be cheaper, and fresher, than at other times of the year.
  2. Get an energy audit. Many cities and towns offer free energy audits that can help you save money at home through your utilities. Energy audits can show you were you are loosing heat through windows or doors and can show you areas where your home can be improved to become more energy efficient.
  3. Use less. Use less of all of your utilities; use less water and electric. Turn your thermostat up higher in the summer and lower in the winter. If you are hot put on shorts and if you are cold put on a sweatshirt or wrap up in a blanket. Take warm instead of hot showers, use cold water and dry clothes on a clothesline, and only run the dishwasher when it is completely full. There are many ways to save money in your home by using less of your utilities and you will see the savings directly on your utility bills.
  4. Save money on entertainment. Instead of going out for dinner or a movie, make dinner at home and watch a movie you already have. There are many free things you and your family can do for fun. Look for free festivals and concerts in your area or head to a local park. If you want to save money and stay home, pull out the bikes for a ride around the neighborhood or a football and have a family game.
Posted on: Apr. 29, 2010