How To Write A Personal Check

Knowing how to write a personal check is an important piece of evidence to prove you have paid a bill. The date and time of the check, along with the account number of the person you are writing the check to is important. Always write the account number on the check and the check number on the bill, if that is what you are writing the personal check for.

1. All personal checks should have the owner’s phone number on it when you are writing a personal check. The routing number of the checking along with the bank identification number, is always at the bottom of the check. This is the first step in how to write a personal check.

2. The date is to the right of the person’s name and address, and the phone number printed on the check. “Pay to the order of” is typed below the owner of personal check. This area needs to be filled out properly in the process of writing a personal check.

3. Beneath this is a long line for the amount to be written in dollars and cents. For example, 100 dollars needs to be written as one hundred dollars and 00/100 in the process of writing a personal check.

4. At the bottom of the check above the routing number is an area of notation for the owner of the check. There is a small area on the left with a line for the owner to write exactly what the check is for.  It is a double-standard checking device for the owner to remember why he or she wrote the personal check in the first place.

5. Straight across from that particular line is another line, which needs the owner’s full signature exactly the way it appears as printed on the face of the check. The owner's full signature should always be written the same way to avoid forgery. This is important when writing a personal check.

6. Once the check is filled out, it should be noted in the bank book as a debit along with the date, check number and person it is written to. The amount should be deducted from the balance in the checkbook. This is the final step in how to write a personal check.

Always make sure all the steps are followed in writing a personal check. Knowing how to write a personal check will save a lot of trouble and time in the future when avoiding mistakes.