Report Check Fraud
If you have been subjected to check fraud, you will want to report check fraud to the appropriate authorities and companies. Check and debit fraud have grown drastically in the past five years. It is important to report check fraud so proper consumer protections can be put into effect to help victims of check fraud.
Things you'll need:
- Bank statements
- Police report
- If you deposited a check you later come to find was fraudulent, contact your bank. If you believe someone is using fake checks linked to your bank account, contact your bank so they can put what is called a “freeze” on your account. This will stop any money from being removed from your account until the fraud has been taken care of.
- You will need to report the last legitimate transactions that have taken place on the checking account. This will help the bank distinguish between the fraudulent checks and the legitimate checks drawn on the account.
- When the report is given to the bank, ask them if there is an incident number or any report you can pick up and bring to the police.
- File a report with the police station where you reside. Check fraud is considered a form of identity theft and you will need to file a police report. This police report will help you get the checks removed off your account. The victim should not be responsible to pay for the actions of a criminal.
- Follow up with the police to ensure your case is moving along and is being handled properly.