If you are a frustrated goal setter, these smart goals examples can help you re-direct your goals and objectives. You can be creatively organized with your goals with these smart guidelines for saving money. You can follow the acronym of S.M.A.R.T to easily remember the key factors for making your goals more attainable.
- Specific. Specificity is very important in order to get specific results. Vague objectives will likely produce vague outcomes. Thus, when determining your goals you set specific goals to accomplish. With specific goals and objectives you get a clearer picture of what you want to do and attain. This will allow you to take specific steps in order to accomplish something. For example, your goal is to save money. You need to be specific how to do this. Do you want to save from your budget every week or every month? How much is your target amount? A specific goal would be “I want to save $100 every month.” A vague goal example is “I want to save money.”
- Measurable. You need to ask yourself whether the goals you set to achieve are measurable. Oftentimes, goals that you cannot measure would be impossible to attain. In order to be measurable with your goal-in our example to save money for instance-you should set a deadline. If you want to save $100 in a month you should be able to do this within the allotted period, that is, within a month. Thus, setting a deadline will allow you to attain your goal of saving $100 by the end of month.
- Attainable. If your goal is not attainable, you will just feel frustrated because you will definitely have difficulty achieving it. In saving money, for example, you should determine whether you can put the effort in order to save your target amount of $100. Maybe you should consider avoiding shopping for unnecessary things in order to save this amount every month. You can also cut down on your other expenses that you find unnecessary.
- Realistic. Unrealistic goals are equivalent to unattainable goal. You need to know your capacity of saving $100 every month such as considering whether your income will allow you to afford this monthly savings. If your monthly income is not sufficient enough to allow you to come up with a $100 monthly savings, you should lower the amount in order for your goal to be more attainable and realistic on a rate that you can afford to save.
- Timely. Setting a timely goal requires one to set a time frame in accomplishing the goal. For instance, your goal of saving $100 every month should be accomplished by the end of each month. Your goal is not timely when you set to save for January by allotting the amount by mid-February. You can also take smaller steps in order to accomplish your goal, like saving $50 every fifteen days, allowing you to come up with $100 by the end of the month.
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